The Chase Sapphire Preferred® Card is a great option for frequent travelers who are looking for a high-value card, but applicants should have good to excellent credit scores if they are. You also need to be under Chase’s 5/24 rule. 99 per month and includes unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 from eligible restaurants. The cards are similar in that they both have exciting. A generous sign-up bonus. If DashPass is activated between 1/1/24 - 12/31/24, your expiration date will be one year. Rewards: 5 points per $1 on travel. A pending credit card transaction is a purchase or charge that hasn’t been fully processed. People with the Chase Sapphire Preferred® Card, the Chase Sapphire Reserve® or the Ink Business Preferred® Credit Card, can transfer points on a 1:1 basis to about a dozen airline and hotel. And, given the new bonus and category bonuses, this card just moved to the top of the “you-need-to-know-about-this-card” list. $100 per day for up to 5 days in delayed luggage reimbursement for baggage delays over 6 hours. To transfer a balance online, you need to enter the amount you want to transfer, verify the information, and submit the request. In addition to the generous bonus offer. The Chase Sapphire Preferred is a rewards credit card that offers premium perks in exchange for an annual fee. Chase Sapphire Reserve 's $550 annual fee is higher than the average annual fee among new credit card offers right now. New cardholders must. Chase Ultimate Rewards ® are. This guide contains the complete terms and conditions of your coverage. Point are worth 1. Chase Sapphire Preferred - Refer-A-Friend - Chase. Like the Ink Business Preferred, you'll get a value of 1. The My Chase Plan Fee will be determined at the time each My Chase Plan is created and will remain the same until the. While not as lucrative, the Chase Sapphire Reserve currently comes with 60,000 bonus points after you spend $4,000 on. There is no set credit score requirement. There’s a $95 annual fee for the Chase Sapphire Preferred Card. Get 5x total points on travel, 3x points on dining and 2x on other purchases, plus 25% more value when redeemed for travel. 25 cents each toward the cost of a travel. The Chase Sapphire Preferred® Card’s welcome offer is currently 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. The Chase Sapphire Preferred offers a $50 annual hotel credit that applies when cardholders book a hotel stay through the Chase Ultimate Rewards portal. Chase Sapphire Preferred is worth its $95 annual fee for people with a 700 + credit score who like to travel, don’t mind booking at least one trip through Chase, and plan to charge more than $1,334 per month. 5 cents apiece with the Reserve compared to. However, with the Chase Sapphire Preferred, you get added value. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Chase Sapphire Preferred® Card holders have two ways of starting a rental car insurance claim: over the phone or online. However, it's certainly possible to be approved for the Chase Sapphire Preferred as a beginner. Chase Sapphire Preferred Card: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. This is also formally known as the Chase 5/24 rule. Frequently asked questions. 25 cents per point. The bottom line. Save money on annual fees. The My Chase Plan Fee will be determined at the time each My Chase Plan is created and will remain the same until the My Chase Plan is paid in full. And remember, the card's 60,000-point bonus is worth $1,200 in travel, per TPG valuations. OR . As a cardmember, you'll receive complimentary Priority Pass™ Select membership after enrolling and completing a one-time activation. Additionally, it offers flexible point redemption options, no foreign. The Offer. Plenty of Chase Sapphire Preferred cardholders report limits of at least $10,000, and some say they have a limit of $20,000 or more. Its collection of travel and purchase protections, statement. Chase Freedom Unlimited. The Chase Sapphire Preferred® Card, a general travel card, could offer more value — even though it doesn't have "United" in its name. Just keep in mind that balance transfers are. NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N. The Chase Sapphire Preferred’s benefit package helps it snag top spots on many lists of the best credit cards across publications. But if you've already listened to us and gotten the Chase Sapphire Preferred, your next card decision might seem more daunting. The $95 annual fee is easily offset through its solid rewards, welcome bonus and loyalty program. There are four ways to use a Chase Sapphire card to purchase airfare. Lyft Pink All Access, valued at $199 per year, offers exclusive benefits across the Lyft transportation network of rideshare, cars, bikes, scooters and. The Chase Sapphire Preferred® Card’s increased bonus is scheduled to expire by 9:00AM ET on 5/25/2023. Although a credit score of 700 or above is typical for successful applicants, even college students with limited credit history and. The Chase Sapphire Preferred® Card has many of the same credit card travel insurance benefits as the Chase Sapphire Reserve®. Monthly Service Fee with a balance of $75,000* on each statement period. The Chase Sapphire Preferred is popular because it offers desirable rewards rates on travel, hotels, car rentals and more, including everyday spending categories like dining and streaming. Balance transfers. New cardholders can earn 60,000 points after spending $4,000 on purchases within three months. Instead, you need a premium card like the Sapphire Preferred, Chase Sapphire Reserve or Ink Business Preferred Credit Card. The Chase Sapphire Preferred® Card currently has a welcome bonus offer of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. The card also allows you to receive 1 cent in value when redeeming points for a general statement credit, while the Capital One Venture X card offers just 0. It’s important to note, though, that you only get extra value through Chase. The Chase Sapphire Preferred® Card is the winner over The Platinum Card® from American Express. With a $95 annual fee, it's not an expensive card, which makes it an especially. The Chase Sapphire Preferred® Card is a solid pick for cardholders who want valuable travel benefits without a high annual fee. If you’re a frequent traveler who wants to earn an influx of rewards to use toward free travel, the Chase Sapphire Preferred ® Card is an ideal choice. It comes with bonus earning of 2X on dining and travel and the ability to transfer points to some amazing travel partners. For example, if. If activated by 12/31/23, expiration date will be 12/31/24. 25 cents each toward the cost of a travel purchase through the Chase Travel Portal; If you instead have the Chase Sapphire Reserve, points can be redeemed for 1. View the current offers here. The card also comes with some of the best travel insurance protection you will find from any credit. The Sapphire Preferred is a travel rewards card with a $95 annual fee, whereas the Freedom Unlimited is a cash back rewards card with no annual fee. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. Among other things: Both cards act as excellent “hub” cards for earning Chase Ultimate Rewards points, and allow you to transfer points at the same rates to the Ultimate Rewards airline and hotel. Comparing the fees, rewards and features of these. Chase Sapphire Preferred: Complete Guide to Benefits & Points - Katie's Travel Tricks. For more than a decade, the Sapphire Preferred has been one of the most popular travel credit cards on the market – it's undoubtedly our favorite card for beginners, period. com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases, unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), and unlimited 1% back on all other purchases. Meanwhile, points earned with the Sapphire Preferred are worth just 1. When you book through the Ultimate Rewards portal using your Sapphire Preferred card, your points will be worth $0. Earn 2% on select card purchases and 1% on all other card purchases. One. Chase Sapphire Preferred basics. Chase Sapphire Preferred® Card. Chase online; credit cards, mortgages, commercial banking, auto loans, investing & retirement planning, checking and business banking. Chase Sapphire Preferred® Card Annual fee $95 Regular APR 21. At a minimum, Ultimate Rewards points can be redeemed for 1. Even with the $95 annual fee, the card is truly loaded with rewards and perks that many competing cards can. One of the main benefits to the CLEAR program is skipping the initial TSA line. It's a credit card built solely for the purpose of travel and dials everything into making that experience. But some cardholders can get a credit limit higher than that. The Preferred ranges from 21. NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N. Chase Sapphire Reserve. Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus. The Chase Sapphire Preferred’s 60,000-point bonus (after spending $4,000 in the first three months) isn’t just $600 in cash back or gift cards -- it’s potentially a multithousand-dollar. This is thanks to a 25 percent points boost for. In This Article. Chase Sapphire Preferred Card: Earn 100,000 bonus points after spending $4,000 in the first three months of account opening. Edited by: Jessica Merritt. According to Credit Karma, Chase Sapphire Preferred's average required credit score is 736. The Chase Sapphire Preferred card and World of Hyatt card are both great for lost and delayed luggage. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. The card recently revamped its earning rates so cardholders can accrue rewards even faster. But now, thanks to a refresh of the Chase Sapphire Preferred® Card and an annual fee increase for the Chase Sapphire Reserve® (it jumped from $450 to $550 in 2020), the Chase Sapphire Preferred. Yet travelers still have plenty of questions about this card. Updated Thu, May 25 2023. “The Chase Sapphire Preferred is an excellent entry point into the world of travel rewards, offering impressive value, easy redemption options and premium benefits for a modest annual fee. Meanwhile, the Chase Sapphire Preferred can redeem points at a rate of 1. *An average beginning day balance of $75,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances. I recently got notified that I was qualified for it with a $6000 credit line but wasn't sure if it was worth it. While it’s the more expensive card, Chase Sapphire Preferred provides frequent travelers with plenty of rewards and benefits, and superior overall value. The Chase Sapphire Preferred offers a welcome bonus of 60,000 Ultimate Rewards points after spending $4,000 within three months. Just call the number on the back of your Chase Sapphire Preferred card and explain to a live agent that you’d like to upgrade to the Chase Sapphire Reserve card. NOT A DEPOSIT. 49% and runs up to 29. The Chase Sapphire Preferred Card comes with premium offers and rewards for dining, delivery, and everyday experiences. » MORE: Best rewards credit cards To view rates and fees of the American Express® Gold Card , see this page . 40,000 bonus points after spending $3,000 in first 3 months. But if you don’t want to tie yourself down to a particular airline, it. You can do a balance transfer with the Chase Sapphire Preferred card either online or over the phone at (800) 945-2000. With the Chase Sapphire Preferred, your student can register for at least one year of DoorDash DashPass, DoorDash's subscription service by Dec. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Before the Chase Sapphire Reserve launched, I used the Sapphire Preferred for years to cover most of my purchases — thanks to the 2 points per dollar earned on all travel and 3 points per dollar dining, two broad categories that cover. That makes a 60,000-point welcome offer. Other key differences between Chase Sapphire and Sapphire Preferred include their bonus rewards and annual fees. 49% Variable APR Intro APR N/A Rec. Capital One Venture. Reward your inbox with the TPG Daily newsletter. Chase Sapphire Preferred continues to redeem at 1. OR ANY OF ITS AFFILIATES. The Chase Sapphire Preferred’s current welcome bonus is: 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Standard: The Standard membership plan offers $35 lounge visits with an annual fee of $99. That works out to roughly $250 per person — and. Variable APR:. For many, the decision comes down to this simple cost. Learn how the Sapphire Preferred Card can benefit you today. For a $95 annual fee, Chase Sapphire Preferred offers a huge. This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months. The Citi Premier® Card is also a midlevel travel card with a $95 annual fee. NOT FDIC INSURED. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. Among the top cards in this category are the Chase Sapphire Preferred Card and the Capital One Venture Rewards Credit Card. The Chase Sapphire Preferred® Card offers a trip delay benefit of up to $500 for each purchased ticket if you are delayed by 12 hours or require an overnight stay. The Chase Sapphire Preferred is a travel rewards card, while the Freedom Unlimited is marketed as a cash-back card. Earn 5x total points on travel purchases through Chase Ultimate Rewards ® with the Chase Sapphire Preferred credit card. com. The Chase Sapphire Preferred Card comes with premium offers and rewards for dining, delivery, and everyday experiences. The Chase Sapphire Preferred offers a compelling sign-up bonus for first-time applicants. Dream bigger with the Disney Premier Visa Card from Chase. The Chase Sapphire Preferred® Card is the winner over the Bank of America Customized Cash Rewards credit card. 60,000 bonus points; 1:1 United transfer partner: Learn more: Chase Sapphire Preferred® Card 60,000 bonus miles; $0 introductory annual fee (then $95): Learn more: United℠ Explorer Card Newark to Los. Chase Sapphire Preferred Card – $750 in Award Travel. Chase Sapphire Preferred Card Bank of America Travel Rewards; Sign-up bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening: 25,000 points after you spend $1,000 in the first 90 days of account opening: Annual fee: $95: $0: Earning rates:At first glance, the Chase Sapphire Preferred’s 60,000 points seems lower than the Venture Card’s 75,000 miles. First, you could book flights directly through the Ultimate Rewards travel portal. See a summary of benefits, offers and experiences for Sapphire Reserve cardmembers. SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED. The Chase Sapphire Preferred® Card is one of the absolute best travel cards available. The Chase Sapphire Reserve provides the same coverage dollar. 5 points per dollar spent for all. It earns 5 points on travel purchased through Chase Ultimate Rewards®, 2 points. The Chase Sapphire Preferred® Card is a very good credit card for bonus rewards on travel and dining. OR ANY OF ITS AFFILIATES. 25 when redeemed using the Chase travel site or the Pay Yourself Back function (so. It's the Chase Sapphire Reserve ® credit card that offers a statement credit up to $100 every four years as reimbursement for a TSA PreCheck application fee. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. The Citi Premier has more transfer partners than the Sapphire Preferred – 17 instead of 14. Best Chase Sapphire Preferred Benefits. Approval is on the stricter side, but you have a good chance if you have a strong credit history and are within Chase's 5/24 rule. Cardholders pay no foreign transaction fee but a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is. 49% - 28. Your Guide to Benefits has what you need to know about the travel and purchase protection benefits that come with your card* - what's covered, not covered, and how to file a claim. The Chase Sapphire Preferred® Card is a very good credit card for bonus rewards on travel and dining. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. The $95-annual-fee Chase Sapphire Preferred Card and the $550-annual-fee Chase Sapphire Reserve offer high coverage limits and industry-leading reimbursement terms, surpassing most other travel. The Chase Sapphire Preferred's 60,000-point bonus can be worth up to $750 when you redeem for travel through Chase Ultimate Rewards® since point redemptions are worth 25% more this way. Chase Sapphire Preferred vs. Both the Chase Sapphire Preferred Card and the Chase Sapphire Reserve offer identical insurances: up to $10,000 per covered person with a maximum of $20,000 per trip. The Chase Sapphire Preferred is a desirable card even without a welcome offer, but the bonus points take it over the top. Morgan Reserve cardmembers benefits: Free DashPass through 12/31/24 or a minimum of 1 year depending on activation date. Chase Sapphire Reserve: $550:. Image Credit: Chase. While the Chase Sapphire Preferred card doesn’t offer complimentary Global Entry, its big brother, the Chase Sapphire Reserve card does. However, it's certainly possible to be approved for the Chase Sapphire Preferred as a beginner. 49% to 28. OR ANY OF ITS AFFILIATES. To be eligible, you have to pay one of the TTP's application fees with. OR ANY OF ITS AFFILIATES. Limited to one Sapphire card (e. Every year on your account anniversary, you’ll earn a statement credit worth up to $50 in hotels booked through Chase Ultimate Rewards. In this area, the Chase Freedom Unlimited shines. The card’s strengths include its ability to earn valuable Chase Ultimate Rewards Points on every purchase, the variety of redemption options it offers, and even its shopping benefits. The Chase Sapphire Reserve provides top-notch coverage for rental cars and also provides $300 in annual travel credits plus airport lounge access; the card's annual fee is $550. Cardholders can call 800-847-2869; service is available in the U. UNDERSTAND YOUR BENEFITS. According to Credit Karma, Chase Sapphire Preferred's average required credit score is 736. Chase Sapphire Preferred cardholders also receive up to $50 in statement credits each account anniversary year for hotel stays purchased through the Chase Ultimate Rewards portal. With the Chase Sapphire Preferred® Card, points can be used to book travel through the Chase Ultimate Rewards® portal for a value of 1. Transaction Fees. Sapphire Preferred vs. NOT FDIC INSURED. New cardholders of the. Once you get the hang of it, the lineup of transfer partners available with the Chase Sapphire Preferred is stellar. Most travel cards issued by Chase are subject to 5/24 for approval, including cobranded cards. But you get a 25% value boost. Free Subscription and Statement Credit to Instacart+ [$110] Chase Sapphire Preferred cardholders get a free 6-month membership to Instacart+, which offers free delivery on orders over $35, a 5% credit back on eligible pickup orders, and lowers the service fee from 5% to just 1. Chase Sapphire Preferred is the cheaper option by far and still offers stellar rewards, producing tremendous value for moderate spenders. No matter which Sapphire card you have, Chase has a very broad definition of what counts as travel. Chase Sapphire Preferred Chase Sapphire Reserve; Annual fee: $95: $550: Earning rates: 5 points per dollar on travel purchased through the Ultimate Rewards portal. Welcome Offer Bonus: 60,000 Chase Ultimate Rewards points after spending $4,000 in the first three months of card membership, but you can currently get earn up to 90,000 points by applying at a physical Chase Bank branch location (not online). The typical low score is 646. The Chase Freedom Unlimited offers cardholders an opportunity to earn unlimited matched cash back at the end of your first year. NOT FDIC INSURED. only. For flights, you have a couple of different options. However, with the Chase Sapphire Reserve, you’re able to redeem your points at 1. A. We would like to show you a description here but the site won’t allow us. 0125, but your credit card will be charged the full. Learn more about the Chase Sapphire Lounge by The Club and enjoy travel benefits today. It all starts with a sign-up bonus of. The Chase Freedom Flex earns 5X the points on rotating quarterly categories, such as groceries, gas, and dining, while the Chase Freedom Unlimited earns 1. But with the ability to earn extra points and. 99% - 29. Here's how the two compare. 49% to 28. A. This is a fairly new benefit, so I know there has been some confusion about how it works. SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS. Account Fees. This card requires at least good credit to qualify, and the higher your credit score is, the better your approval odds will be. That’s worth up to $1,000 in travel. '. Chase Freedom Flex: Best for earning 5% cash back (or 5 points per dollar) up to a quarterly maximum;. Chase Sapphire Preferred Rewards . This can be a good option for booking low-cost domestic airfare with your Chase points since. Reimbursement would be issued in the form of a statement credit up to $100. Through March 2025, the Chase Sapphire Reserve offers 10x points on Lyft rides — a great return on spending — while the Sapphire Preferred Card offers 5x points. S. Compare travel credit cards and find your ideal travel companion. There is a 0% introductory APR on purchases for 15 months after account opening (then 20. Having a steady income is also preferable. Chase Sapphire Preferred Card — DoorDash. The card carries a $95 annual fee. With the Chase Sapphire Preferred card, you’ll get a 25% redemption bonus on travel bookings made through Chase Ultimate Rewards. You can add a Chase Sapphire Preferred authorized user either through your online account or by calling customer service at (800) 732-9194. Annual fee: $95. Cardholders pay no foreign transaction fee, but there is a balance transfer fee of either $5 or 5% of the amount of the transfer. You can use the rewards you earn from the Freedom Unlimited for travel rewards. The Chase Sapphire Preferred® Card, meanwhile, is a. $ 25. The Chase Sapphire Reserve is a much more expensive credit card as it has a $550 annual fee instead of a $95 annual fee. The Chase Sapphire Preferred has lots of amazing benefits, and the $50 annual credit is one of them. Yes, Chase Sapphire Preferred is worth the $95 annual fee if you have at least good credit and you like to travel. Earn up to 50,000 bonus points per year. Most credit cards that include a Priority Pass membership also include a number of free visit with some including unlimited free member visits. With 1,300 Priority Pass lounges across the globe, you have many to choose from. The Chase Sapphire Preferred is a travel rewards card, while the Freedom Unlimited is marketed as a cash-back card. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Use the Chase Sapphire Preferred® Card for the categories that are more rewarding with that card, and use the Chase Freedom Unlimited® for a base rate of 1. GoPuff is an on-demand delivery service specializing in snack items and household essentials. That's true for all three Sapphire cards: The Chase Sapphire Preferred® Card, the Chase Sapphire Reserve® card, and the original Chase Sapphire® Card (no longer available to new applicants). The Chase Sapphire Preferred provides up to $500 per ticket for delays of at least 12 hours or those requiring an overnight stay. Monthly Service Fee with a balance under $75,000* on each statement period. Balance Transfers Chase Sapphire Preferred cardholders also receive up to $50 in statement credits each account anniversary year for hotel stays purchased through the Chase Ultimate Rewards portal. 1, and deposits that amount of points back into your account. The Chase Sapphire Preferred® Card is one of the best travel credit cards for those new to earning rewards as well as one of the best for those who are an expert at redeeming Ultimate Rewards Points for maximum value. 49%, and the Reserve starts at 22. Every year on your account anniversary, you’ll earn a statement credit worth up to $50 in hotels booked through Chase Ultimate Rewards. Approval Factors for Chase Sapphire Preferred. If you want to. Transfer points to a partner: If you have a Sapphire Reserve or Sapphire Preferred credit card, you have the ability to transfer your rewards points (in 1,000 point increments) to. With a value of 2. However,. Step 3: Once you’ve confirmed the purchases and the number of points you’ll be redeeming, you’re all set!Lyft and Chase are teaming up to offer Chase Sapphire Reserve cardmembers a complimentary Lyft Pink All Access membership, the most premium membership option from Lyft. The Chase Sapphire Preferred comes with a terrific sign-up bonus, but it also offers a solid return on travel and dining and earns some of the most valuable travel points around. Variable APRs based on creditworthiness — penalty APRs can also apply if you don’t pay your bills promptly. $ 0. However, with the Chase Sapphire Reserve, you’re able to redeem your points at 1. Credit Recommended (670-850) Apply now at Chase's secure site. The Chase Sapphire Preferred® Card is easily one of the top travel credit cards on the market today thanks to its ongoing rewards structure, first-year welcome bonus and wealth of perks. Full List of Chase Sapphire Lounge by The Club — Locations, Hours & More [Includes Map] Jarrod West Updated: September 19, 2023, 2:57pm CDT. You can earn 100,000 Chase Ultimate Rewards points for opening a Chase Sapphire Preferred Card and spending $4,000 in 3 months. Additionally, it offers flexible point redemption options, no foreign. When applying for the Chase Sapphire Preferred credit card, you’ll need good to excellent credit. 25 cents per point through the Ultimate Rewards travel portal. Currently, the Sapphire Preferred is offering a welcome bonus of 80,000 points after spending $4,000 on purchases in the first three months of account opening — making. It's no secret that we think the Chase Sapphire Preferred Card is an excellent travel credit card with just a $95 annual fee and plenty of benefits. Hopefully the above clarifies any questions. Sapphire cardmembers will have more ways to earn and redeem rewards for travel and dining, along with new perks for Sapphire Preferred on streaming and online grocery, an annual 10% Anniversary Points Bonus on total spend, and more Additionally, Chase announces initial locations for Chase Sapphire LoungeSM by The Club airport lounges,. 1:1 point transfers to Chase travel partners including major airlines and hotels. That's higher than any public promotion this card has ever extended before. Chase Sapphire Preferred is still a great option, though, and it’s best for travelers who want a lot of value upfront. The Chase Sapphire Preferred® Card offers a trip delay benefit of up to $500 for each purchased ticket if you are delayed by 12 hours or require an overnight stay. The Sapphire Preferred is often recommended as a great beginner travel card because you can either transfer your points to partner airline and hotel loyalty programs or redeem your points at 1. Two of the best travel rewards cards are indisputably the Chase Sapphire Reserve and the Chase Sapphire Preferred Card. $ 25. You can also earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months. Redeem toward most anything Disney at most Disney U. P. 9% on all orders. Chase Sapphire Preferred Card overview. If you spend a lot in these categories, the Chase Sapphire Preferred card may be a better choice from an earning perspective. or call collect at 1-804-673-1691 while outside of the US to file claims. Sapphire Reserve — 550 USD per year, with a 75 USD fee for each additional authorized user. Here are the details on the Chase Sapphire Preferred’s limited-time offer, how to earn that 80,000-point bonus, plus other key perks. I currently have a Chase Freedom Unlimited (~1 year ago) and spend around $300-600 per month out of $4200 credit limit. This number, which is reserved specifically for Chase Sapphire cardholders, should also be printed on the back of your credit card. The Reserve, on the other hand, offers a 50% bonus for a 1. We suggest that you have a minimum credit score of 700 to apply for the Chase Sapphire Preferred and a recommended score of 720+. UP's Bonus Valuation*: $1,200. My Chase Plan SM Fee (fixed finance charge) Monthly fee of 1. The Chase Sapphire Preferred credit card offers some of the most generous travel rewards benefits available. 31, 2024, or for a minimum of 12 months, depending on your activation date. The 10% bonus doesn’t apply to the sign-up bonus or any bonus categories, but rather. Sapphire Banking fees 4, 5. Both offer up to $50,000 in. If you are a Chase Sapphire Preferred cardholder or a Chase Ink Preferred or Chase Ink Plus Business cardholder, your Ultimate Rewards points are worth an. This coverage is capped at. A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee. The Chase Sapphire Preferred® Card is frequently considered the best first travel credit card, thanks to its generous rewards and reasonable $95 annual fee. Choose your Chase Sapphire Reserve card for enrollment. 25 cents each. Find a Chase location near you. 5 cents per mile in value for this redemption option. For $95 a year, the Chase Sapphire Preferred packs in a punch with a slew of benefits, for travel, shopping and otherwise. NOT FDIC INSURED. com. Chase Sapphire Reserve: Best for frequent travelers. And as further proof of the fact that the Chase Sapphire Preferred® Card isn’t an entry-level model is the fact that a full 10% of users obtained a credit limit over $20,000. It's not the only fee you need to worry about with the Chase Sapphire Reserve® Card, either. Remember that Chase Sapphire Preferred cardholders will receive up to a 25% bonus, while Chase Sapphire Reserve cardholders receive up to a 50% bonus. The Chase Sapphire Preferred® Card has long been one of the best travel credit cards on the market. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. That's $750 when you redeem through Chase Ultimate Rewards®. At an absolute minimum, Ultimate Rewards points can be redeemed for 1. NOT FDIC INSURED. To file a claim over the phone, start by calling 888-320-9961. After you reach $60 (Chase Sapphire Preferred) or $120 (Chase Sapphire Reserve or J. SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED. Applicants for the Chase Sapphire Preferred card need a credit score of 700 or higher for good approval odds. Only 22% of reviewers fell into the $3,000 to $5,000 range of the graph, while nearly a third of respondents reported receiving a credit limit of $10,000 or above. But first, you’ll find a preview of the bonus offers below. A: Eligible Sapphire card holders who open or upgrade to a new Sapphire banking account with at least $75,000 in new qualifying deposits and/or investments will receive 60,000 Ultimate Rewards points, worth $1,200 based on TPG's latest valuations. When it comes to Chase. The Chase Sapphire Preferred. Basically, many Chase credit cards, including this one, are subject to what’s known as the 5/24 Rule, which means you won’t be approved for a Chase Sapphire Preferred® Card if you’ve opened five or more credit card accounts within the last 24 months. When comparing the Chase Freedom Unlimited vs Chase Sapphire Preferred, don’t forget to consider the 0% intro APR. worldwide. Chase Sapphire Preferred is worth its $95 annual fee for. 10% Anniversary Bonus.